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Expenses & Financial Assistance

There are many things to discuss when it comes to expenses and financial assistance for non-Canadian students in the Doctor of Veterinary Medicine (DVM) program.

Please also see the International Student Handbook for more information.

You should open a Canadian bank account before you arrive to start school.


Semester Fees and Payments

The University of Guelph has three semesters per year (fall, winter and summer). This is helpful for students because fees are spread out throughout the year and are payable at the beginning of the semester. Note, DVM students will only attend school in the fall and winter semesters.

The University of Guelph's financial policy requires tuition and associated student fees are paid by the date provided on the semester bill. You can view your semester bill online using your WebAdvisor account.

For more details please follow the link to Student Financial Services.

After reviewing the website above, if you still have tuition fee and payment inquires, please contact:

Student Financial Services
University Centre, Level 3
519-824-4120 Ext. 58715


Student Loans for American Students

Financial Services has a helpful web page that discusses the step-by-step process involved in applying for student loans if you are a U.S. citizen. The following web page contains information on:

  • The Process of Applying for a Loan
  • Annual Loan Limits (Federal Stafford Loan Maximums)
  • Parent Plus Loans
  • Alternative Loans

Student Loans for U.S. Citizens Web page

Federal Student Aid (FAFSA):

Once you have filled out the FAFSA, you still need to apply for the loans necessary for graduate programs AND fill out a Master Promissory Note for each loan (in that order). The link for those forms is

More resources can be found on the AAVMC website.

For all loan related inquires please contact:

Kuljeet Notay- Student Financial Services
University Centre, Level 3 or 519-824-4120 Ext. 56030


Awards, Scholarships and Bursaries

International DVM students are eligible to apply for awards specific to the DVM program. Here are some points to keep in mind when looking through the online listing of potential awards, scholarships and bursaries:

  • ACCESS Awards are only available to Ontario Residents.
  • Awards based on merit are available to non-Canadian students as long as the terms and conditions of the awards do not specify that "Canadian citizenship" or "permanent residency status" is required to be eligible for the award.
  • Bursaries (financial need awards) listed on the DVM awards website are only available to Canadian students. There are busaries for international students - contact Megan Sager for details.
  • Some scholarships are based on academic achievement and are automatically awarded (i.e. no application is required). Note, if an application is required for an award, it must be submitted on time and to the appropriate department of OVC.

Doctor of Veterinary Medicine Awards/Scholarships/Bursaries


International Student Bursaries - Financial Need Awards

International students are eligible for financial need awards or bursaries at different points during the DVM curriculum. It is expected that you will have enough money to make it through your first two semesters when you accept your offer of admission to OVC. Therefore, the first time students are eligible to apply for bursaries is for third semester (the start of Phase 2). However, if extenuating circumstances exist you may be eligible for financial assistance in Phase 1.

You will need to complete a Financial Need Assessment Form and return it to Megan Sager by early October. Forms are available online at the Student Financial Services Web page: Student Financial Services Forms

For all inquires related to bursary applications please contact:

Yassin Sagnia - International Student Advisor - Student Life
University Centre, Level 3
or 519-824-4120 Ext. 58686

Income Taxes

Students can receive some financial help by submitting their Canadian income taxes during the month of April. Revenue Canada offers a day of information workshops for international students covering topics such as how to fill out your tax return for submission. The Office of Intercultural Affairs also trains tax volunteers to help students that are unable to attend the day of workshops (which will be the case for most DVM students).

If you are not working while in school you can generally expect to receive $300-400 dollars Canadian back by submitting your Canadian income taxes. If you are working and paying taxes this amount will likely increase.

Free income tax clinics will be organized in OVC in March and April, and students will be notified by email.

For all inquires related to income taxes please contact:

Yassin Sagnia - International Student Advisor - Student Life
University Centre, Level 3
or 519-824-4120 Ext. 58686